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Who to use for insurance?
Posted: Sun Jul 24, 2011 5:05 pm
by muza
Hi all,
Interested to know who you guys use for insurance on your FB/EK's?
Haven't done any shopping around yet, but is it worth using RACV etc, or just best to go straight to Shannons?
Also do they have a basic market value or do you come up with an agreed value with them?
Cheers Muza
Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 5:07 pm
by Trev
I use Shannons but it does pay to shop around.
Try Lumleys also.
Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 7:03 pm
by reidy
I'm very happy with Shannons, had to make a claim a few years ago and was really happy with the service
In my experience like most things, you get what you pay for
Bill

Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 7:19 pm
by Mick
i'm with shannons for my daily's and house (EK when it's on the road) only claim i've ever had to make was a windscreen (1 free per year) and this was the first insurance claim i'de ever had to make, i rang asked what to do they said take it to a windscreen fitter get them to send us the bill

couldn't believe how simple it was

Posted: Sun Jul 24, 2011 7:23 pm
by Devilrod
Like the others I'm with shannons and cannot fault them even after an at fault claim

great service.
Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 8:30 pm
by mudgroup
racv veteran and vintage. free roadside assist included and discounted if racv member (more discount for more years a member) and more discount if you have other policies with them. I have business, house and contents, 2 daily drivers, fb and ek and total discount equals almost free insurance for the fb! stu

Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 9:18 pm
by Mick
RACV sounds good have you had to make a claim ? there equivalent in NSW is NRMA i think and they're pr!cks i've never heard a good story
not trying to steer you away from them muza just curious
forgot to mention when i had the van i wanted to insure it with shannons i only wanted to insure it for $10,000 he did it for $15,000 his idea
Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 9:27 pm
by mudgroup
touch wood, no claims yet. just a windscreen (1 per year).
Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 9:56 pm
by Oldnblue
Have had nothing but excellent service from Shannons. Been looked after 100%...if anything they surprise me just how well they treat their clients/customers. Don't want to sound like I'm blowing smoke up their ass, but I'll never insure my cars with anyone else.
On the other hand, my wife's car is with RACQ and they have been nothing but a pain to deal with. I need to get off my butt and change her car over to Shannon's as well.
Cheers, Scott
Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 10:38 pm
by POPOK
Shannons are part of the Suncorp brand.
NRMA and RACV are not the same. Since NRMA was privatised (thanks Dawn Fraser) thier poicies are geared towards the shareholder's not the members.
RACQ are 50/50 (i think) club and GIO. My car and house are/were with them, but since the floods up here in Jan, I have been removing my policies from them to another insurer. Their rates have been inordinately high, the excess continues to grow and the cover has diminished in recent times. However, they have replaced a few windscreens on the car policy with no hassle.
On a side note, my current car used to be my mum's. She hit a cow about 6yrs ago in it and had it repaired by the RACV. The clear coat failed last year, so I rang RACV and they repaired the paint under the guaranteed for life policy. So in this instance, they did the right thing by me.
Price can be a deciding factor, but peace of mind should be too.
Cheers,
POPOK
Re: Who to use for insurance?
Posted: Sun Jul 24, 2011 11:11 pm
by Blacky
Shannons - got all my gear insured with them , the wife had a claim in her daily and the whole process was absolutely pain free.
Re: Who to use for insurance?
Posted: Mon Jul 25, 2011 9:30 am
by muza
Cheers for the replys fellas, will shop around today, let you's know the outcome with price etc.
I can't imagine the price to be hugely different, but who knows with these mobs
More after piece of mind, being looked after more than just a number.
Mrs has her cars with RACV. Had no dramas with them but from what I've heard with cars older etc Shannons are supposed to be the go.
Haven't had to insure an older car for years so it'll be interesting to see if much has changed.
Cheers Muza

Re: Who to use for insurance?
Posted: Mon Jul 25, 2011 10:59 am
by Mick
don't be to sure on the price differance

don't know how the rego works in VIC but in NSW we have to get a yearly compulsory third party insurance (greenslip) and even on my hacks (dailys) haveing the insurance with shannons has saved me well over $100 on each car, alot of other companys will have the same deal
in NSW (probably other states aswell) there's a new mob unfortunately can't think of there name basically the same as shannons only deal in enthoosiest cars and drivers
Re: Who to use for insurance?
Posted: Mon Jul 25, 2011 11:06 am
by muza
Righto, just got off the phone to Shannons.
They can insure it sight unseen for $7500.
If I send them pics of it, or take it to them to inspect $10000. Didn't get a quote for any higher.
$235 p/a, lifetime guarantee on repairs, repairer of my choice, also told him it would be driven daily

$200 excess.
Don't think I'll bother shopping around after that, pretty happy with it.
Great service, typed my phone number into they're internet site and not 2 minutes later they called. And it was an Australian number with an Aussie on the other end

Fella on the phone was very helpful.
Cheers Muza

Posted: Tue Jul 26, 2011 7:24 am
by ash
Yeah ill vouch for Shannons too.
Called for first time yesterday and got 9500k agreed value, $320 a year! (EJ)
Excess only $250 as well, instead of usual 500+
Free windscreen each year, full salvage rights, choice of repairer etc.